If you’re using your credit card for anything other than purchases, you may be able to earn a sign up bonus, visit here to get all the websites.

Mastercard, BOB Financial launch QR on Card programme to simplify digital  payments - The Financial Express

For example, use your points to purchase gift cards and gift cards in rewards, be sure to check our rewards partner list for where they offer gift cards. If you can’t use your points to purchase a gift card, do not worry we’ll pay you back for your points so you don’t have to worry about your spending.

Also, we’ll sometimes give you a small bonus to use towards a future purchase.

If you’re considering using points for travel, check out our article on how to use your points for travel using a travel rewards credit card.

Bank of America Rewards Credit Card

Bank of America Rewards Credit Card has a sign up bonus of 15,000 points after making $1,000 in purchases within 90 days of account opening.

In addition to earning points, this card provides an annual $200 airline fee credit as well as a complimentary Annual Passport Club membership. The annual fee is waived the first year and $0 thereafter. You can also get one free night when you spend $4,000 on purchases within 3 months of your account opening.

For your first 4 purchases of $100 or more and after your first 12-month anniversary of account opening, you’ll earn 1 point per $1 spent. After your third anniversary, you’ll earn 1 point per $1 spent on purchases made at the following airlines: American, Delta, Hawaiian, United and US Airways. If your card is accepted at an airline check-in kiosk, you may also earn 1 point per $1 spent at the end of your stay.

Every quarter, you’ll receive a statement credit to use towards purchases of your choice at Bank of America sites and our credit card partners. This statement credit will not be reflected on your account balance and is only available when you use your bonus point credit on eligible purchases, and only at Bank of America sites and the MasterCard network (see above for exceptions).